Of all the types of insurance people are thinking about, disability insurance maybe the last on the list. As a recent Social Security fact sheet states, “Just over 1 in 4 of today’s 20 year-olds will become disabled before reaching age 67.” And if disease or injury renders you disabled early in your working life the lost wages could be devastating. The good news is that if you don’t have insurance and get hurt or ill, you aren’t doomed. The Social Security Administration provides some form of disability benefits as a safety net, but it’s hardly enough to live comfortably. Let us show you another way to protect your income if you become disable.